From Technology Projects to Institutional Decisions | Why Every Tech Choice Now Matters
At Bharat Fintech Summit 2026, an insightful panel featuring Rohit Kilam, Ramesh Narayanaswamy, , Sameer, and Kushal Rastogi of Knight Fintech explored a fundamental shift:
- Technology is no longer a support function, it is an institutional decision.
Key Reflections from the Discussion:
- Every Business Is a Technology Business
Boards, CEOs, and business heads are now directly involved in tech strategy. What was once a CIO-led initiative is now central to P&L outcomes. - Standardisation Over Centralisation
Large groups succeed not by forcing central control, but by building common stacks, shared frameworks, and reusable capabilities across entities. - Productivity Is the Real Lever
Break silos. Align KPIs. Deliver on time.
Technology must directly improve revenue per employee, cost per transaction, and turnaround time. - Innovation With Guardrails
Experimentation is necessary but engineering discipline, governance, and regulatory readiness must anchor every rollout. - Tech Choices Define Scalability
From co-lending rails to AI-led underwriting and fraud detection, infrastructure decisions today determine future resilience.
The overarching message was clear:
Technology is not about tools.
It is about institutional alignment, execution discipline, and measurable business impact.
