Agenda 2025
8:30 to 09:00 | Masterclass
Masterclass of Secured Lending
Shashank Shekhar
Co-founder and Head of Consulting
The Digital Fifth
9:00 to 09:30 | Inauguration & Keynote
Chief Guest
Shri Manish Bhardwaj
Deputy Director General
Unique Identification Authority of India (UIDAI)
9:30 to 10:00 | Fireside Chat
Building Consumer Trust in Digital Payments
- Driving trust through robust fraud prevention and real-time monitoring systems.
- Promoting safe payment practices through NPCI-led education and outreach initiatives.
- Ensuring seamless and error-free payment experiences across platforms like UPI and RuPay.
- Partnering with banks, fintechs, and merchants to create a secure payment ecosystem.
- Scaling payment platforms to include rural and underserved segments, ensuring trust and inclusion.
Dilip Asbe
Managing Director and Chief Executive Officer
National Payments Corporation of India (NPCI)
Sameer Singh Jaini
Founder & Chief Executive Officer
The Digital Fifth
10:10 to 10:25 | Speaker Session
Bharat Lending Blueprint 2030: Shaping the Future to Democratize Credit
- Expanding access to credit through digital-first, inclusive lending platforms.
- Harnessing AI and data for personalised and scalable credit solutions.
- Empowering MSMEs with tailored financing options to boost economic growth.
- Integrating UPI and open banking for seamless, real-time credit disbursal.
- Ensuring sustainable lending with robust risk management and regulatory frameworks.
Shashank Shekhar
Co-founder and Head of Consulting
The Digital Fifth
10:25 to 10:50 | Speaker Session
Disrupt, Design, Deliver: Redefining Leadership for a Digital World
- Building agile operations that align with the demands of a digital-first economy.
- Preparing organizations for long-term success through visionary digital leadership.
- Navigating rapid technological changes to create opportunities and drive innovation.
Kamlesh Rao
MD & CEO
Aditya Birla Sunlife Insurance
10:50 to 11:10 | Speaker Session
Beyond Silos: Creating an Integrated Credit Framework for Tomorrow’s Financial Ecosystem
- Leveraging cross-sector data to create holistic, real-time borrower profiles.
- Developing interconnected credit ecosystems to address gaps across lending verticals.
- Aligning fintechs, banks, and NBFCs to build scalable, cohesive credit solutions.
Gaurav Kumar
Founder & CEO
Yubi
11:10 to 11:20 | Demo
Opportunities for Building Lending Infrastructure
Rajat Deshpande
Co-founder & CEO
Finbox
Devashish Mulye
Product Lead
FinBox
11:20 to 11:40 | Report Launch
Re-imagining Home Loans: Unlocking Speed and Efficiency through Digital Transformation
Mahesh Parasuraman
Co-Founder & Partner
Amicus Capital Partners
Vikrant Kulkarni
Director
The Digital Fifth
11:40 to 12:20 | Panel
From Manual to Magical: Starting your Digital Transformation in Secured Lending
- Streamlining secured lending with automated workflows and digital documentation.
- Leveraging AI for faster credit assessments and digitization for legal and property verification process
- Enhancing customer experience through seamless, digital loan journeys.
- Ensuring security with robust encryption and real-time risk monitoring tools.
- Boosting operational efficiency with cloud-based, scalable lending infrastructure platforms.
Mayur Modi
Co-Founder & Co-CEO
Moneyboxx Finance Limited
Mohit Shah
Chief Executive Officer
Glib
Sireesh Patnaik
Chief Product and Technology Officer (CPTO)
Pennant technologies
Rohit Chokhani
Managing Director
Easy Home Finance Limited
Shashank Shekhar
Co-founder and Head of Consulting
The Digital Fifth
Moderator
12:20 to 12:40 | FireSide Chat
Transforming Banking with Tech: The CIO’s Perspective
- Driving customer acquisition and engagement through personalized, tech-enabled solutions.
- Deploying real-time data analytics to deliver tailored financial solutions.
- Collaborating with fintechs and startups to expand offerings and improve agility.
- Leveraging AI and automation for faster, accurate credit assessments and disbursals.
Vishal Singh
Chief Information Officer & Head Digital Banking
Suryoday Small Finance Bank
Shashank Shekhar
Co-founder and Head of Consulting
The Digital Fifth
Moderator
12:40 to 13:05 | Trialogue
Loan Against Securities: Transforming Wealth into Opportunity
- Unlocking Wealth for Immediate Liquidity
- Simplifying Access to Secured Credit
- Flexible Financing with Investment Retention
- Empowering Borrowers Through Asset-Backed Loans
Parth Bumiya
Business Head
Infina Finance
Aditya Prasad
CEO & Co-Founder
50fin
Deepak Sai
Senior Consultant
The Digital Fifth
Moderator
13:05 to 13:15 | Demo
Demo by Transbnk on Transaction Banking Suite
Vaibhav Tambe
Co-Founder & CEO
TransBnk
13:15 to 13:40 |Trialogue
From Groups to Individuals: The Next Chapter in Microfinance
- Empowering borrowers through personalised credit solutions.
- Enhancing financial independence with tailored lending models.
- Shifting from collective responsibility to individual accountability.
- Adopting technology for seamless individual lending operations.
- Driving deeper financial inclusion with customized credit access.
Deepak Aggarwal
Co- founder and Co-CEO
Moneyboxx Finance Limited
Kartik Mehta
Co-founder and Managing Director
Pahal Financial Services Pvt. Ltd
Narayan Rao
Co-Founder & COO - InstaPe, Co-Founder - Suryoday Bank
Moderator
13:40 to 14:05 | Trialogue
Lending in the Heartland : Blending Digital Agility with Physical Presence
- Role of physical branches in building trust and accessibility.
- Customizing solutions for regional financial needs and preferences.
- Balancing innovation with personalized customer engagement.
- Integrating digital and physical models for operational efficiency.
Dhrumil Dalal
Head - IT, Bharat Banking
Axis Bank
Ajay Sahasrabuddhe
Chief Revenue Officer
Hero Fincorp
Narayan Rao
Co-Founder & COO - InstaPe, Co-Founder - Suryoday Bank
Moderator
14:05 to 14:45 | Panel
Collaborate and Grow: Scaling Co-lending and Securitization with Compliance at the Core
- Fostering co-lending partnerships to expand credit access effectively.
- Enhancing securitization efficiency with robust, scalable digital frameworks.
- Driving growth through compliance-first co-lending and securitization strategies.
- Building trust with transparent, secure, and compliant lending ecosystems.
- Leveraging technology to streamline co-lending and securitization operations.
Amit Mandhanya
Executive Vice President- Partnership based Lending
Northern Arc
Ramaswamy Subramanian
Deputy Chief Executive Officer
Dvara KGFS
Pulak Jain
Co-founder | Chief Business Officer and Head Strategy
TransBnk
Shashank Shekhar
Co-founder and Head of Consulting
The Digital Fifth
Moderator
14:45 to 15:05 | Fireside Chat
Innovating Credit: A founder's playbook for Building a Lending Fintech
- Strategies to uncover underserved customer segments and unique lending needs
- Balancing innovation with compliance to build a sustainable fintech model.
- Crafting lending solutions that prioritize transparency, affordability, and trust.
Naveen Kukreja
Co-Founder & CEO
Paisabazaar.com
Sreekant Rudrabhatla
Co-Founder, Head - Sales and Partnerships
The Digital Fifth
Moderator
15:05 to 15:45 | Panel
Driving Growth: MSME Credit Access at the Heart of India's Vikasit Bharat Vision
- Creating tailored credit solutions to address MSME-specific challenges and needs.
- Building collaborative frameworks with banks, fintechs, and policymakers to drive growth.
- Strategizing to position MSMEs as the backbone of India's developed economy.
- Leveraging technology to streamline credit application, approval, and disbursal processes.
Ketan Gaikwad
MD & CEO
Receivables Exchange of India Limited (RXIL)
Hamsini Karthik
Editor - BFSI
Moneycontrol Line
Moderator
Manish Lunia
Co-founder
Flexiloans
15:45 to 16:05 | Speaker Session
Unlocking Revenue potential: Rethinking onboarding for Financial Success in Bank
- Why transforming onboarding processes is crucial for success in the evolving financial ecosystem.
- How innovative strategies can turn onboarding bottlenecks into opportunities for differentiation and growth.
- The role of omnichannel onboarding in integrating compliance, risk management, privacy, AI, and hyper-personalization for seamless customer experiences.
- Reimagining onboarding to drive compliance, customer satisfaction, and revenue growth for long-term success.
Ashok Hariharan
Chief Executive Officer
IDfy
16:05 to 16:30 | Trialogue
Cultivating Growth: Agri-Fintech and the Future of Rural Finance
- Leveraging digital platforms to provide tailored financial solutions for farmers.
- Creating accessible and affordable financing options for smallholder farmers and agri-businesses
- Aligning banks, fintechs, and government initiatives to drive financial inclusion in rural India.
LVLN Murty
Managing Director & CEO
Dvara KGFS
Rahul Mallick
Director
Flamingo Infinite
Moderator
16:30 to 17:10 | Panel
Data-Driven Revolution in Underwriting: AI meets Credit
- Using predictive analytics to provide real-time, data-backed lending approvals.
- Employing AI to detect fraud, predict defaults, and ensure sustainable credit growth.
- Tailoring underwriting models to serve underserved and thin-file customers.
Sasidhar Vavilala
EVP, Analytics, Microbanking Products
Suryoday Small Finance Bank Ltd
Alok Kumar
Head of Engineering
Perfios
Mathangi Sri Ramachandran
Chief Data Officer
Yubi Group
Shiv Bhasin
Chief Transformation Officer
Indusind Bank
Manish Kumar Gupta
Chief Executive - Urban Unsecured Business
L&T Finance
Moderator
17:10 to 17:50 | Panel
From Promise to Reality: Success Stories and Overcoming Challenges in Scaling the Account Aggregator Framework
- Transforming data access into actionable insights for individuals and businesses.
- Addressing data security, privacy, and interoperability hurdles in implementation.
- Aligning banks, fintechs, and NBFCs to maximize the framework’s impact.
- Exploring innovations and strategies to expand adoption and optimize functionality.
Sujatha Mohan
Independent Director
Finvu
Sanjay Sharda
Head – Consumer Banking
Utkarsh Small Finance Bank
Cyril Mohapatra
Senior Vice President and Head of Digital - SDG
IndusInd Bank