Agentic AI in Credit: From Automation to Autonomy

At Bharat Fintech Summit 2026, industry leaders explore how agentic AI is transforming credit ecosystems moving from simple automation to autonomous, decision-capable systems in BFSI.

Panel Speakers:

  • Mathew Panat 
  • Srijan Nagar
  • Sudheer Warrier 
  • Shobhita Agarwal 
  • Sanjay Shamnani 
  • Nischal Tanna 


The session dives into how AI copilots are reshaping underwriting, collections, and compliance enabling faster, smarter, and more adaptive credit decisioning. The panel also discusses designing accountable and explainable AI frameworks for regulated industries, and the importance of the human machine handshake in augmenting teams rather than replacing them.

Speaker

Nischal Tanna

Nischal Tanna

Group CEO

TransformHub

Sanjay Shamnani

Sanjay Shamnani

Chief Liabilities Officer

Kissht

Mathew Panat, Chief Technology Officer, HDB Financial Services – Speaker at Bharat Fintech Summit 2026 (BFS26)

Mathew Panat

Chief Technology Officer

HDB Financial Services

Sudheer Warrier, Executive Director | Chief Technology and Digital, Sundaram Finance | Speaker at Bharat Fintech Summit

Sudheer Warrier

Executive Director

Sundaram Finance Limited

Srijan Nagar, Co-Founder, FinBox | Speaker at Bharat Fintech Summit

Srijan Nagar

Co-Founder

FinBox

Shobhita Agarwal

Shobhita Agarwal

Chief Executive Officer

CraftAI
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