From Lending Systems to Lending Intelligence Platforms 

At Bharat Fintech Summit, industry experts discuss the evolution of lending technology from traditional process-driven systems to intelligence-led, adaptive lending platforms built for scale and speed.

Panel Speakers:

  • Johnson Jose
  • Abhijeet Bhattacharya 
  • Ankit Ratan 


The session explores how lenders are moving beyond static rule engines to dynamic, data-driven workflows that enable real-time adaptability in underwriting, pricing, and servicing. Learn what truly defines an “intelligent lending platform” — combining analytics, automation, and continuous learning to improve portfolio performance and customer experience.

  • Transition from systems to intelligence-led lending stacks
  • Real-time underwriting & pricing adaptability
  • Dynamic, data-driven credit workflows
  • Building next-gen intelligent lending platforms

Speaker

Johnson K Jose

Johnson K Jose

Group President - Chief Technology Officer & Controller Fedserv

The Federal Bank Limited

Abhijeet Bhattacharjee

Abhijeet Bhattacharjee

Chief Information Officer

Utkarsh Small Finance Bank

Ankit Ratan

Ankit Ratan

CO- founder & CEO

Signzy
Moderator

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