Collections as a Competitive Advantage: Intelligent, Humane & AI-Powered

At Bharat Fintech Summit, industry leaders explore how modern collections strategies are evolving into intelligent, customer-centric growth engines powered by AI and data.

The discussion focuses on building data-driven, trust-first frameworks where repayment journeys feel safe, transparent, and empathetic. From AI copilots and predictive delinquency models to personalized outreach and humane automation, the panel examines how collections can move beyond cost control to become a strategic lever reducing NPAs while strengthening long-term customer loyalty.

  • Early delinquency detection using AI & predictive models
  • Empathetic, brand-safe collection journeys
  • Data-led strategies to reduce NPAs
  • Turning collections into a growth advantage

Speaker

Gokul Rajan

Gokul Rajan

Chief Digital Officer

Hinduja Leyland Finance

Anand Bhatia

Anand Bhatia

Chief Data Officer and Analytics

HDB Financial Services

Nimish Gandhi

Nimesh Gandhi

Director – Fintech & Telecom

TransUnion CIBIL

Lizzie Chapman, baysys

Lizzie Chapman

Co-founder & Chief Commercial Officer

baysys
Moderator

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