Liquidity Unlocked: Rethinking Cash Management in a Real-Time, Digital-First Economy
At Bharat Fintech Summit 2026, Mahima Garg, Vivek Venugopalan, Aman Dalal and Vaibhav Tambe unpacked a powerful shift in transaction banking:
Liquidity is no longer managed in cycles.
It’s managed in motion.
Corporate banking is moving from:
End-of-day balances → to Intraday decisioning
Batch processing → to Real-time visibility
Float dependency → to Continuous optimization
Siloed treasury → to Integrated ecosystems
- Key Takeaways for CFOs & Treasury Leaders:
- Real-time payments demand real-time liquidity management
- APIs are embedding banks directly into corporate ERPs
- Working capital is often fragmented not absent
- Notional pooling & cross-border liquidity structures are gaining relevance
- Data-driven forecasting is replacing buffer-based treasury models
- Transaction banking must become “invisible” seamless, secure, programmable
The big insight?
Liquidity is no longer just a balance sheet metric.
It’s becoming a growth lever.
In a 24×7 economy, cash visibility, predictability, and intelligent deployment define competitive advantage.
If you’re building treasury platforms, embedded finance models, or multi-bank liquidity systems – this conversation is essential.
