The Connected Growth Economy: Redefining Banking, Business, and Technology for India’s MSMEs

At Bharat Fintech Summit, leading banking and fintech voices discuss how connected platforms, real-time data, and embedded finance are transforming the growth journey of India’s MSMEs.

Panel Speakers:

  • Divyesh Dalal – India Head, GTS and SME, IL & FIG, DBS Bank India
  • Manish Kothari – Group President & Head, Commercial Banking, Kotak Mahindra Bank
  • Sanjiv Bhatia – President & Head – New Economy Group, Axis Bank
  • Saikrishnan Srinivasan – Managing Director, Experian Credit Information Company
  • Sameer Singh Jaini – Founder & CEO, The Digital Fifth


The discussion explores the rise of connected MSME platforms, the evolution of transaction banking for digital-first enterprises, and how open banking, embedded finance, and collaboration between banks and tech players are unlocking scalable, frictionless growth for small businesses.

  • Connected platforms for MSME finance & operations
  • Real-time data & embedded finance enablement
  • Open banking as a growth catalyst
  • Bank–fintech co-creation for MSME expansion

Speaker

Manish Kothari | Bharat Fintech Summit Speaker 2026

Manish Kothari

Group President & Head, Commercial Banking

Kotak Mahindra Bank

Sanjiv Bhatia, President & Head - New Economy Group, Financial Sponsors & Multinationals Coverage, Axis Bank | Speaker at Bharat Fintech Summit

Sanjiv Bhatia

President & Head - New Economy Group, Financial Sponsors & Multinationals Coverage

Axis Bank

Divyesh Dalal, India Head - GTS and ME, IL & FIG, DBS Bank – Speaker at Bharat Fintech Summit 2026 (BFS26)

Divyesh Dalal

India Head - GTS and SME, IL & FIG

DBS Bank India

Saikrishnan Srinivasan

Saikrishnan Srinivasan

Managing Director

Experian Credit Information Company

Sameer Singh Jaini, Founder & Chief Executive Officer, The Digital Fifth

Sameer Singh Jaini

Founder & Chief Executive Officer

The Digital Fifth
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