Day 1 | Track 1

8:30

Track 1 | Masterclass

Crafting Successful Bank-Fintech Alliances: Balance between Innovation, Growth & Regulatory Compliance

9:30

Track 1

Inauguration & Keynote session

Shri P. Vasudevan

Shri P. Vasudevan

Executive Director
Reserve Bank of India

10:00

Digitization

Innovation

Globalization

Track 1 | Fireside Chat

Unlocking Indian Enterprise Fintech Market

Mandeep Kaur Julka, Vice President, Chiratae Ventures | Speaker at Bharat Fintech Summit

Mandeep Kaur Julka

Vice President
Chiratae Ventures

Shashank Shekhar, Co-founder and Head of Consulting, The Digital Fifth

Shashank Shekhar

Co-founder & Head of Consulting
The Digital Fifth Moderator

10:15

Digitization

Innovation

Track 1 | Panel

It takes Two to Tango: Shifting from "Product" to "Partner" Focus

Description:
Bank Fintech partnership – the way forward in the new open banking era.
– Key factors that banks look out for when evaluating fintech partnerships.
– Emerging technological lending innovations that foster partnerships.
– Governance and compliance hurdles that needs to be kept in mind.

Nitin Chugh, DMD and Head of Digital Banking, State bank of India | Speaker at Bharat Fintech Summit

Nitin Chugh

DMD & Head (Digital Banking & Transformation)
State Bank of India

Rajeev Ahuja, Executive Director, RBL Bank | Speaker at Bharat Fintech Summit

Rajeev Ahuja

Executive Director
RBL Bank

Tejas Goenka, MD, Tally Solutions | Speaker at Bharat Fintech Summit

Tejas Goenka

Managing Director
Tally Solutions

Sabyasachi Goswami, Chief Executive Officer Perfios | Speaker at Bharat Fintech Summit

Sabyasachi Goswami

Chief Executive Officer
Perfios

Sameer Singh Jaini, Founder & Chief Executive Officer, The Digital Fifth

Sameer Singh Jaini

Founder & CEO
The Digital Fifth Moderator

10:55

Digitization

Innovation

Track 1 | Speaker Session

Building Frictionless Credit

Description:
– Understanding unique challenges and opportunities in the BFSI and Consulting market.
– Emphasizing the importance of local knowledge and networks.
– Developing tailored strategies for diverse Indian business landscapes.

Rajesh Bansal, CEO, Reserve Bank Innovation Hub | Speaker at Bharat Fintech Summit

Rajesh Bansal

CEO
Reserve Bank Innovation Hub

11:15

Digitization

Innovation

Track 1 | Speaker Session

Vision 2030: Crafting the Future of Financial Services

Sameer Singh Jaini, Founder & Chief Executive Officer, The Digital Fifth

Sameer Singh Jaini

Founder & CEO
The Digital Fifth

11:35

Digitization

Innovation

Track 1 | Panel

Sustainable Growth and Profitability: A Fresh Look at Business Strategy in the Digital Age

Description:
– Exploring how digital payments and credit integration can drive financial inclusion and accessibility.
– Analyzing the economic growth potential from the seamless blend of digital payments and credit system
-Discussing how technological advancements enable the merging of payment and credit facilities

Anshul Swami, MD and CEO, Shivalik Small Finance Bank | Speaker at Bharat Fintech Summit

Anshul Swami

MD & CEO Shivallik Small Finance Bank

VIneet Arora, Chief Operating Officer, HDFC Life | Speaker at Bharat Fintech Summit

VIneet Arora

Chief Operating Officer
HDFC Life

Anurag Sinha, Co- Founder & CEO, FPL Technolgies | Speaker at Bharat Fintech Summit

Anurag Sinha

Co-founder & CEO
FPL Technologies

Raghav Iyengar , Chief Business Officer, Axis Mutual Find | Speaker at Bharat Fintech Summit

Raghav Iyengar

Chief Business Officer
Axis Mutual Fund

Shashank Shekhar, Co-founder and Head of Consulting, The Digital Fifth

Shashank Shekhar

Co-founder and Head of Consulting
The Digital Fifth Moderator

12:15

Digitization

Innovation

Track 1 | Speaker Session

Reimagining the Future of Financial Services through India's Digital Public Infrastructure

Description:
– Impact of India’s digital infrastructure on revolutionizing financial services.
– Role of digital identity and data empowerment
– Discussing innovation opportunities in BFSI enabled by India’s digital

Arvind Gupta, Co-Founder & Head, Digital India Foundation | Speaker at Bharat Fintech Summit

Arvind Gupta

Co-Founder and Head
Digital India Foundation

12:35

Digitization

Innovation

Track 1 | Panel

Catching the Wave: Realigning Business Models to Dynamic Digital Public Infrastructure

Description:
– Current state and future potential of Aadhaar, UPI, etc
– Transformations and consumer impact due to digital systems.
– Role of regulators for maintaining a balance between innovation and stability.
– Discuss long-term viability and scalability

Mahesh Ramamoorthy, Chief Information Officer, Yes Bank | Speaker at Bharat Fintech Summit

Mahesh Ramamoorthy

Chief Information Officer
Yes Bank

Kashinath Hariharan, Head - Strategy, Jio Financial Services | Speaker at Bharat Fintech Summit

Kashinath Hariharan

Head Strategy
Jio Financial Services

Anjani Rathor, Chief Digital Officer at HDFC Bank | Speaker at Bharat Fintech Summit (BFS)

Anjani Rathor

Chief Digital Officer
HDFC Bank

Sameer Singh Jaini, Founder & Chief Executive Officer, The Digital Fifth

Sameer Singh Jaini

Founder & CEO
The Digital Fifth Moderator

13:15

Digitization

Innovation

Track 1 | Fireside Chat

Emerging Era of the Transformed Old Gen Pvt Sector Banks – What goes behind the scene

Sekhar Rao, Executive Director, Karnataka Bank | Speaker at Bharat Fintech Summit

Sekhar Rao

Executive Director
Karnataka Bank

Sameer Singh Jaini, Founder & Chief Executive Officer, The Digital Fifth

Sameer Singh Jaini

Founder & CEO
The Digital Fifth Moderator

13:35

Digitization

Innovation

Track 1 | Speaker Session

Mastering Embedded Finance: Building Future-Ready Business Models

Sameer Singh Jaini, Founder & Chief Executive Officer, The Digital Fifth

Sameer Singh Jaini

Founder & CEO
The Digital Fifth

14:00

Digitization

Innovation

Track 1 | Speaker Session

From Brick and Mortar to Digital Dominance: The Transformation of India's Banking Giants

Description:
– Strategies for digitizing banking services to enhance customer experience and operational efficiency.
– Challenges faced in digital transformation and how they were overcome.
– Future vision for digital banking in India and the role of emerging technologies​

Ramesh Lakshminarayanan, CIO, CIO , Group Head -Tech & Digital, HDFC Bank | Speaker at Bharat Fintech Summit

Ramesh Laxminarayanan

CIO , Group Head IT
HDFC Bank

14:20

Digitization

Innovation

Track 1 | Panel

Strategic Dual Core Dynamics: Navigating Scale and Driving Innovation

Description:
– Dual Core Banking Strategy
– Why are banks shifting towards dual/multiple platform strategies
– Benefits of the Dual Core Strategy -Risks Associated with the strategy

del

Sony A

SGM & Chief Information Officer
South Indian Bank

Venkat Krishnan V, Chief Information Officer, Karnataka Bank | Speaker at Bharat Fintech Summit

Venkat Krishnan

Chief Information Officer
Karnataka Bank

Aishwarya Jaishankar, Co-founder and COO, Hyperface Technologies | Speaker at Bharat Fintech Summit

Aishwarya Jaishankar

Co-founder & COO
Hyperface Technologies

Deepak Sharma, Tech Entrepreneur, & CXO Advisor, Ex-President & CDO, Kotak Bank | Speaker at Bharat Fintech Summit

Deepak Sharma

Tech Entrepreneur & CXO Advisor, Ex President & CDO
Kotak Bank

Shashank Shekhar, Co-founder and Head of Consulting, The Digital Fifth

Shashank Shekhar

Co-founder & Head of Consulting
The Digital Fifth Moderator

15:00

Digitization

Inclusion

Track 1 | Speaker Session

How Small Finance Banks are leading the Inclusion Agenda of the Country by Digitization and Fintech Partnerships

Description:
– Exploring partnerships between fintech firms and small finance banks to reach underserved communities.
– Discussing innovative digital products tailored for financial inclusion.
– Assessing the impact of digital banking on rural and semi-urban financial ecosystems​

Baskar Babu Ramachandran, Co-Founder & CEO, Suryoday Small Finance Bank | Speaker at Bharat Fintech Summit

Baskar Babu Ramachandran

Co-Founder & CEO
Suryoday Small Finance Bank

15:20

Digitization

Track 1 | Speaker Session

Revolutionizing Consented Data Sharing in India: The Journey of Account Aggregators Ecosystem

Description: –
Tracing the evolution and impact of the Account Aggregator framework in India.
– Discussing the role of consented data sharing in financial inclusion and privacy.
– Exploring the challenges and opportunities in the Account Aggregator ecosystem.
– Future prospects and innovations in data sharing through Account Aggregators​

BG Mahesh, CEO, Sahamati | Speaker at Bharat Fintech Summit

B.G. Mahesh

Co-founder
Sahamati

15:35

Digitization

Innovation

Track 1 | Panel

OpenFinance: Unleashing the X-Factor with XaaS

Description
– Shift from Open Banking to Open Finance
– Breaking down the role of Components
– BaaS, LaaS, PaaS, IaaS
– How XaaS enables scalability and flexibility in financial services.

Abhijit Singh, Group Head- BaaS, International Banking & Digital Ecosystem Banking | Speaker at Bharat Fintech Summit

Abhijit Singh

Group Head - BaaS, International Banking and Digital Ecosystem Banking
HDFC Bank

Hitesh Sachdev, Head - Startup Engagement Innovation & Investments, ICICI Bank | Speaker at Bharat Fintech Summit

Hitesh Sachdev

Head - Startup Engagement, Innovation & Investments
ICICI Bank

Anupam Bagchi, Founder, Upswing Financial Technologies | Speaker at Bharat Fintech Summit

Anupam Bagchi

Founder
Upswing

Puneet Chhahira, VP, Head of Product Management and Marketing, Infosys Finacle | Speaker at Bharat Fintech Summit

Puneet Chhahira

VP, Head of Product Management and Marketing
Infosys Finacle

Manish Kumar Gupta, Senior VP & GM, Glance TV | Speaker at Bharat Fintech Summit

Manish Kumar Gupta

Senior Vice President and GM
Glance TV Moderator

16:15

Innovation

Track 1 | Fireside Chat

Nurturing a Sustainable Finance Future: The role of ESG Investments and Innovative Fintechs

Description:
– The Integration of ESG Criteria in Modern Investment Strategies
– Technological Advancements in Finance: Fintech’s Role in Sustainable Practices
– Collaborative Initiatives Between ESG and Fintech
– Trends and Opportunities in Sustainable Finance

Rahul Prithiani, Global head & Senior Director, Energy and Commodities and Sustainability Consulting, CRISIL | Speaker at Bharat Fintech Summit

Rahul Prithiani

Global Head & Senior Director, Energy, Commodities & Sustainability Consulting CRISIL

Narayan Rao, Co-Founder & Chief Growth Officer, GovEVA. | Speaker at Bharat Fintech Summit

Narayan Rao

Co-Founder & Chief Growth Officer
GovEVA Moderator

16:35

Digitization

Innovation

Track 1 | Speaker Session

Convergence of Digital Payments and Credit: A Catalyst for Economic Growth

Description:
– Exploring how digital payments and credit integration can drive financial inclusion and accessibility.
– Analyzing the economic growth potential from the seamless blend of digital payments and credit system
– Discussing how technological advancements enable the merging of payment and credit facilities

Praveena Rai, Chief Operating Officer, National Payments Corporation Of India (NPCI) | Speaker at Bharat Fintech Summit

Praveena Rai

Chief Operating Officer
NPCI

16:55

Digitization

Innovation

Track 1 | Panel

Account Aggregators as a Catalyst: Pioneering Business Models and Innovations around AA

Description:
– The Role of Account Aggregators (AAs) in Financial Transformations
– Innovations and Strategies within the Account Aggregator Ecosystem
– Opportunities: Applications and Initiatives Driven by Account Aggregators

Aadya Misra, Counsel, Spice Route Legal | Speaker at Bharat Fintech Summit

Aadya Misra

Counsel
Spice Route Legal

Bertram Dsouza, Chief of Product and Innovation Officer, PROTEAN | Speaker at Bharat Fintech Summit

Bertram Dsouza

Chief of Product & Innovation Officer
Protean eGov Technologies Ltd.

Swaroop Hoigegudde, Associate Vice President - Products, PERFIOS | Speaker at Bharat Fintech Summit

Swaroop Hoigegudde

Associate Vice President - Product
Perfios

Abhishek Varshney, Lead Partnership, Sahamati | Speaker at Bharat Fintech Summit

Abhishek Varshney

Lead-Partnership
Sahamati Moderator

17:35

Digitization

Innovation

Track 1 | Panel

Benchmarking to E-Commerce: Digital Journeys to "Hit Refresh"

Description
– Need for Banks to relook about their Digital Journeys
– Learnings from the Ecommerce players who have figured out the customer demands
– Role of PA & PG in understanding the journey – (ex: players like razorpay sit on both the ends, on the banks side and on the ecommerce side)

Harish Shashidhar, Head Digital Banking, DBS Bank India | Speaker at Bharat Fintech Summit

Harish Shashidhar

Head Digital Banking, Consumer Banking Group
DBS Bank

Pankaj Gupta, Chief Digital and Marketing Officer, Karnataka Bank | Speaker at Bharat Fintech Summit

Pankaj Gupta

Chief Digital and Marketing Officer
Karnataka Bank

Sheetal Lalwani, Co-founder & COO, Juspay | Speaker at Bharat Fintech Summit

Sheetal Lalwani

Co-founder & COO
Juspay

Venkatesh P, Co founder, Director and Head Thought leadership, Maverick | Speaker at Bharat Fintech Summit

Venkatesh P (PV)

Co founder, Director & Head Thought Leadership
Maveric Systems

Arpit Ratan

Arpit Ratan

CBO & Co-founder
Signzy

Sameer Singh Jaini, Founder & Chief Executive Officer, The Digital Fifth

Sameer Singh Jaini

Founder & CEO
The Digital Fifth Moderator