Day 2 | Track 2

09:00

Digitization

Innovation

Track 2 | Speaker Session

API Benchmarking: Getting Open Banking Initiative Right

Vikrant Kulkarni, Principal Consultant, The Digital Fifth | Speaker at Bharat Fintech Summit

Vikrant Kulkarni

Principal Consultant
The Digital fifth

11:00

Innovation

Track 2 | Speaker Session

Potential of Generative AI in Financial Services

Rohit Verma, Principal Architect, Financial Services, Google Cloud | Speaker at Bharat Fintech Summit

Rohit Verma

Principal Architect, Financial Services
Google Cloud

11:15

Innovation

Globalization

Track 2 | Speaker Session

Decoding GIFT City: India's Gateway to Global Fintech World

Description:
– Tracing its journey from inception to becoming a fintech hub.
– Why GIFT City is vital for India’s fintech ambitions.
– Examining the regulatory frameworks that empower fintech growth in GIFT City.
– The role of advanced tech in shaping GIFT City’s infrastructure.
– How GIFT City is positioning India on the global fintech stage.
– Discussing the forward-looking strategies and potential developments in GIFT City.

11:35

Innovation

Digitization

Track 2 | Panel

Democratizing Finance: Unleashing Data's Power for Growth, Impact, and Security

Preekshit Gupta, VP - MEA & SEA, Bureau.id | Speaker at Bharat Fintech Summit

Preekshit Gupta

VP - MEA & SEA
Bureau.id

Prasad Routray, Chief Corporate & Alliances, Airtel Payments Bank | Speaker at Bharat Fintech Summit

Prasad Routray

Chief Corporate & Alliances
Airtel Payments Bank

Vikram Pandya, Director Fintech, SP JAIN SCHOOL OF GLOBAL MANAGEMENT | Speaker at Bharat Fintech Summit

Vikram Pandya

Director Fintech
SP JAIN SCHOOL OF GLOBAL MANAGEMENT

Milan Naik, Founder, GOALS101 | Speaker at Bharat Fintech Summit

Milan Naik

Founder
GOALS101

Vikrant Kulkarni, Principal Consultant, The Digital Fifth | Speaker at Bharat Fintech Summit

Vikrant Kulkarni

Principal Consultant
The Digital Fifth

12:15

Digitization

Innovation

Track 2 | Panel

The Potential of Low CAC and Minimal Friction: Crafting a Strategy for Dominance in the Embedded Finance Landscape

Description:
– Integration of financial services across platforms for improved accessibility
– Leveraging user data to target and attract potential customers with minimal acquisition cost
– Forming strategic partnerships to reach broader audiences
– Establishing a flexible, scalable tech infrastructure to swiftly adapt to changing market needs.

Sumoth C, Head-Fintech Partnerships, Federal Bank | Speaker at Bharat Fintech Summit

Sumoth C

Vice President & Head - Digital
Federal Bank

Hardit Singh Lamba, Head -Digital Business, Unity Small Finance Bank | Speaker at Bharat Fintech Summit

Hardit Singh Lamba

Head- Digital Business
Unity Small Finance Bank

Chaitanya Adapa, Head - Credit, Udaan Capital | Speaker at Bharat Fintech Summit

Chaitanya Adapa

Head - Credit
udaan Capital

Sri Arardhi, Co-Founder, FastCollab | Speaker at Bharat Fintech Summit

Sri Arardhi

Co-Founder
FastCollab

Deepak Sai, Senior Consultant, The Digital Fifth | Speaker at Bharat Fintech Summit

Deepak Sai

Senior Consultant
The Digital Fifth
Moderator

12:55

Digitization

Innovation

Inclusion

Track 2 | Panel

Catalyzing Bharat's Progress: Empowering Small Businesses with Tailored Credit Products and Journeys

Description:
– Why banks are turning to fintech models: Fintechs are more agile, innovative and technology-focused compared to traditional banks
– Developing customer-centric mobile/digital banking platforms and building partnerships and open banking/API infrastructure
– Changing banking landscape with rising fintech disruption and changing customer expectations.

Aseem Dhru, MD & CEO, SBFC Finance | Speaker at Bharat Fintech Summit

Aseem Dhru

Managing Director & CEO
SBFC Finance Ltd

Rohan Juneja, Managing Director & CEO, TruCap Finance Limited | Speaker at Bharat Fintech Summit

Rohan Juneja

Managing Director & CEO
TruCap Finance

Del

Mayur Modi

Co-Founder & Co-CEO
MoneyBoxx Finance Limited

Ashish Mehrotra, MD & CEO, Northern Arc Capital | Speaker at Bharat Fintech Summit

Ashish Mehrotra

Chief Executive Officer & Managing Director
Norther Arc

Shashank Shekhar, Co-founder and Head of Consulting, The Digital Fifth

Shashank Shekhar

Co-Founder & Head of Consulting The Digital Fifth
Moderator

13:35

Digitization

Track 2 | Speaker Session

Leveraging the Digital Maturity Model For Next-Phase Digital Transformation

Shashank Shekhar, Co-founder and Head of Consulting, The Digital Fifth

Shashank Shekhar

Co-Founder & Head of Consulting
The Digital Fifth

14:00

Innovation

Digitization

Inclusion

Track 2 | Fireside Chat

INR 25 Trillion Untapped Opportunity: Unsecured MSME Lending The Next Frontier Of Growth For The BFSI Industry

Hardika Shah, Founder & CEO, Kinara Capital | Speaker at Bharat Fintech Summit

Hardika Shah

Founder & CEO, Board Director
Kinara capital

Shashank Shekhar, Co-founder and Head of Consulting, The Digital Fifth

Shashank Shekhar

Co-Founder & Head of Consulting
The Digital Fifth

14:15

Innovation

Digitization

Inclusion

Track 2 | Speaker Session

Moo-ney Matters: Transforming Rural Finance by Digitizing Dairy Value Chain

Description:
– Growth of co-lending, surpassing USD 3 billion, and its impact on financial markets.
– Analyzing the significant increase in securitization volumes, reaching USD 8.8 billion, and its effects on investment strategies.
– Integration challenges and solutions in managing the lifecycle from origination to NPA in co-lending
– Models of colending – CLM1 and CLM2 with need for different technology and engagement models

Ranjith Mukundan, CEO & Co- founder, Stellapps Technologies | Speaker at Bharat Fintech Summit

Ranjith Mukundan

CEO & Co-Founder
Stellapps Technologies

14:30

Innovation

Digitization

Inclusion

Track 1 | Panel

Creating Value, Link by Link: Amplifying Rural India through Integrated Financing

Description:
– Growth of co-lending, surpassing USD 3 billion, and its impact on financial markets.
– Analyzing the significant increase in securitization volumes, reaching USD 8.8 billion, and its effects on investment strategies.
– Integration challenges and solutions in managing the lifecycle from origination to NPA in co-lending
– Models of colending – CLM1 and CLM2 with need for different technology and engagement models

Nitin Agrawal, Founder & CEO, Navadhan Capital | Speaker at Bharat Fintech Summit

Nitin Agrawal

Founder & CEO
Navadhan

Ragavan Venkatesan, Founder & CEO, DGV | Speaker at Bharat Fintech Summit

Ragavan Venkatesan

Founder & CEO
DigiVridhi Technolgies

Raja Manohar, Founder & CEO, AquaConnect | Speaker at Bharat Fintech Summit

Raja Manohar

Founder & CEO
AquaConnect

Vipul Sekhsaria, Co-founder and Chief Operating Officer, Kaleidofin Private Limited | Speaker at Bharat Fintech Summit

Vipul Sekhsaria

Co-Founder and Chief Operating Officer
Kaleidofin

Deepak Sai, Senior Consultant, The Digital Fifth | Speaker at Bharat Fintech Summit

Deepak Sai

Senior Consultant The Digital Fifth
Moderator

15:10

Innovation

Digitization

Inclusion

Track 2 | Panel

Small Sums, Big Dreams: Fintech's Role in Scaling Microfinance

Description:
– Case studies of scalable microfinance models enabled by fintech.
– The potential of fintech to tap into untapped borrower markets.
– Challenges and solutions in scaling microfinance through technology

Shalabh Saxena, MD & CEO, Spandana Sphoorty Finacial ltd | Speaker at Bharat Fintech Summit

Shalabh Saxena

Managing Director & CEO
Spandana Sphoorty

Sasidhar Thumuluri, MD & CEO, Sub-k | Speaker at Bharat Fintech Summit

Sasidhar Thumuluri

MD & CEO
Sub-k

Sudesh Puthran, Chief Technology Officer, CreditAccess Grameen Limkted | Speaker at Bharat Fintech Summit

Sudesh Puthran

Chief Technology Officer
CreditAccess Grameen Limited

Kartik Mehta, Co-founder & Managing Director, Pahal Financial Services Pvt. Ltd. | Speaker at Bharat Fintech Summit

Kartik Mehta

Co-Founder and Managing Director
Pahal Financial Services Pvt. Ltd.

Jiji Mammen, Executive Director and CEO, Sa-dhan | Speaker at Bharat Fintech Summit

Jiji Mammen

Executive Director and CEO
Sa-dhan
Moderator

15:50

Innovation

Digitization

Inclusion

Track 2 | Panel

Business Correspondents (BC): Will it migrate to LSP Model?

Description:
– Challenges faced due to the non-availability of formal financing sources by the remote communities
– How BCs in bridging the gap by delivering essential financial services – Success Stories and Infrastructure Development for Remote Regions ( JanDhanYojana)

Anand Kumar Bajaj

Anand Kumar Bajaj

Founder MD & CEO
Paynearby

Gyanandra Mishra, Founder, MD & CEO, Saksham Gram Credit Pvt. Ltd | Speaker at Bharat Fintech Summit

Gyanandra Mishra

Founder, MD & CEO
Saksham Gram Credit Pvt Ltd

Ashutosh Kumar, President and National head, Inclusive and Social Banking, Yes Ban | Speaker at Bharat Fintech Summit

Ashutosh Kumar

President and National Head, Inclusive and Social Banking
Yes Bank

Seema Prem, CEO & Co-founder, FIA Global | Speaker at Bharat Fintech Summit

Seema Prem

CEO & Co-Founder
FIA Global

Ajay Desai, Ajay Desai | Speaker at Bharat Fintech Summit

Ajay Desai

Fintech Consultant

Sunil Kulkarni, CEO, BCFI | Speaker at Bharat Fintech Summit

Sunil Kulkarni

CEO Business Correspondent Federation of India
Moderator

16:30

Innovation

Digitization

Inclusion

Track 2 | Panel

Rise of Co-Lending: Powered by Business Needs & Accelerated by Credit Infrastructure

Description
– Analyzing the significant y-o-y increase in co-lending volumes.
– Development of co-lending technologies and their growing importance in the co-lending space.
– Middleware’s role in helping banks and NBFCs navigate complex Lending landscapes.
– Importance of real-time data processing in lending decisions and how middleware facilitates this.

Mudit Jain, Founder and CEO, Synoriq | Speaker at Bharat Fintech Summit

Mudit Jain

Founder & CEO
Synoriq

Krishnan Iyer, Co-founder & CEO, Finezza | Speaker at Bharat Fintech Summit

Krishnan Iyer

Co-founder and CEO
Finezza

Amit Mandhanya, Executive Vice President- Partnership based lending, Northern Arc | Speaker at Bharat Fintech Summit

Amit Mandhanya

Executive Vice President – Partnership based Lending
Northern Arc

Parijat Garg, Digital Lending Consultant | Speaker at Bharat Fintech Summit

Parijat Garg

Digital Lending
Consultant

17:45

Awards

Fintech & Excellence Awards