Digital by Design: Creating Resilient Banks for the Next Decade

At Bharat Fintech Summit, leading technology and banking experts discuss how financial institutions can become truly digital by design building agile, secure, and future-ready systems that withstand disruption.

Panel Speakers:

  • Venkat Krishnan V – Technology Leader
  • Sony A – Senior General Manager & CIO (Digital – Technology, Alliances & Marketing), South Indian Bank
  • Murali Manduva – Chief Technology Officer, DCB Bank
  • Lalit Mehta – Co-Founder & CEO, Decimal Technologies
  • Sameer Singh Jaini – Founder & CEO, The Digital Fifth (Moderator)


The discussion explores architecting resilient and secure banking systems, making digital the default across product lifecycles, and leveraging cloud, data, and AI to create smarter financial services. The panel also highlights how CIOs can align technology strategy with scalability, inclusion, and long-term business growth — while building digital-first cultures that evolve faster than technology itself.

  • Agile, secure, future-ready banking architecture
  • Cloud, data & AI-driven financial services
  • Technology strategy aligned with business scale
  • Building resilient, digital-first organizations

Speaker

Murali Manduva, Chief Technology Officer, DCB Bank | Speaker at Bharat Fintech Summit

Murali Manduva

Chief Technology Officer

DCB Bank

Venkat Krishnan V, Chief Information Officer, Karnataka Bank | Speaker at Bharat Fintech Summit

Venkat Krishnan V

Technology Leader

Sony A, SGM, CIO, South Indian Bank | Speaker at Bharat Fintech Summit

Sony A

Senior General Manager & CIO, Digital - Technology-Alliances-Marketing

South Indian Bank

Lalit Mehta

Lalit Mehta

Co-Founder and CEO

Decimal Technologies

Sameer Singh Jaini, Founder & Chief Executive Officer, The Digital Fifth

Sameer Singh Jaini

Founder & Chief Executive Officer

The Digital Fifth
Moderator

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