From Acceptance to Experience: Stepping up the MerchantAcquiring Technology Stack

At Bharat Fintech Summit, industry leaders unpack how merchant acquiring is evolving beyond simple payment acceptance to delivering seamless, scalable, and secure merchant experiences.

The discussion dives into the end-to-end architecture of modern merchant acquiring platforms, addressing integration challenges across payment gateways (PG), QR, SoftPOS, soundboxes, and devices. The panel explores how institutions can serve a diverse merchant base from MSMEs to large enterprises while managing settlement, reconciliation, reporting, and exception handling at scale.

Learn how to build secure, resilient, and future-ready merchant technology stacks that balance innovation with operational efficiency.

  •  Modern merchant acquiring architecture
  • Integration across PG, QR, SoftPOS & devices
  • Scalable settlement & reconciliation systems
  • Secure and sustainable merchant tech platforms

Speaker

Pushpendra Singh

Pushpendra Sharma

Co-founder

Ndia5

Mahesh Patel

Mahesh Patel

Director

Hitachi Payment Services

Vikrant Kulkarni, Principal Consultant, The Digital Fifth | Speaker at Bharat Fintech Summit

Vikrant Kulkarni

Director

The Digital Fifth
Moderator

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