Managing Model Risk, Bias & Regulatory Expectations in AI-Driven Lending

At Bharat Fintech Summit, industry leaders discuss how financial institutions can responsibly scale AI-driven lending while staying ahead of model risk, bias concerns, and tightening regulatory scrutiny.

  • Pankaj Rathi 
  • Shashwat Kumar 
  • Majid Asadullah 
  • Sushant Roy
  • Shashank Shekhar 


The session explores how model risk management must evolve for machine-learning–driven credit systems. From designing bias-aware models that expand financial access to turning responsible AI into a growth enabler, the panel examines governance frameworks, validation standards, and lifecycle management needed for regulator-ready AI in lending.

  • Reimagining model risk management for ML lending
  • Bias detection & responsible AI frameworks
  • Governance, validation & auditability of AI models
  • Preparing for tighter regulatory oversight
  • Building accountable, adaptive credit systems

Speaker

Majid Asadullah

Majid Asadullah

Head of Products

Experian India

Shashwat Kumar

Shashwat Kumar

Head BIU & Analytics

DCB Bank

Sushant Guha Roy

Sushant Guha Roy

Head of Sales

GLIB

Pankaj Rathi

Pankaj Rathi

Director Strategy, New Markets & AI Transformation

ACT21 Software

Shashank Shekhar, Co-founder and Head of Consulting, The Digital Fifth

Shashank Shekhar

Co-founder and Head of Consulting

The Digital Fifth
Moderator

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